Insurance http://www.healthpolicyforum.org/taxonomy/term/17/all en Affordable Health Insurance: Employers Should Adopt Account-Based Health Plans to Keep Costs Down http://www.healthpolicyforum.org/post/affordable-health-insurance-employers-should-adopt-account-based-health-plans-keep-costs-down <div class="field field-name-field-post-author field-type-node-reference field-label-hidden"><div class="field-items"><div class="field-item even"><div class="ds-1col node node-author view-mode-author_info_top_of_posts view-mode-author_info_top_of_posts clearfix "> <div class="field field-name-field-author-photo field-type-image field-label-hidden"><div class="field-items"><div class="field-item even"><a href="/author/roy-ramthun"><img typeof="foaf:Image" src="http://www.healthpolicyforum.org/sites/default/files/styles/120_pixels_wide/public/author_photos/Ramthun.jpg" width="120" height="171" alt="" /></a></div></div></div><div class="field field-name-title field-type-ds field-label-hidden"><div class="field-items"><div class="field-item even" property="dc:title"><h2><a href="/author/roy-ramthun">Roy Ramthun</a></h2></div></div></div><div class="field field-name-field-author-title field-type-text field-label-hidden"><div class="field-items"><div class="field-item even">President, HSA Consulting Services</div></div></div></div></div></div></div><div class="field field-name-body field-type-text-with-summary field-label-hidden"><div class="field-items"><div class="field-item even" property="content:encoded"> <p><em>This is the second in a two-part series. To read the first part, click <a href="http://healthpolicyforum.org/post/health-savings-accounts-and-reimbursement-arrangements-encourage-employer-group-health-coverage">here</a>.</em></p></div></div></div> Thu, 28 Jun 2012 12:00:22 +0000 Marijka Lischak 826 at http://www.healthpolicyforum.org Health Savings Accounts and Reimbursement Arrangements Encourage Employer Group Health Coverage http://www.healthpolicyforum.org/post/health-savings-accounts-and-reimbursement-arrangements-encourage-employer-group-health-coverage <div class="field field-name-field-post-author field-type-node-reference field-label-hidden"><div class="field-items"><div class="field-item even"><div class="ds-1col node node-author view-mode-author_info_top_of_posts view-mode-author_info_top_of_posts clearfix "> <div class="field field-name-field-author-photo field-type-image field-label-hidden"><div class="field-items"><div class="field-item even"><a href="/author/roy-ramthun"><img typeof="foaf:Image" src="http://www.healthpolicyforum.org/sites/default/files/styles/120_pixels_wide/public/author_photos/Ramthun.jpg" width="120" height="171" alt="" /></a></div></div></div><div class="field field-name-title field-type-ds field-label-hidden"><div class="field-items"><div class="field-item even" property="dc:title"><h2><a href="/author/roy-ramthun">Roy Ramthun</a></h2></div></div></div><div class="field field-name-field-author-title field-type-text field-label-hidden"><div class="field-items"><div class="field-item even">President, HSA Consulting Services</div></div></div></div></div></div></div><div class="field field-name-body field-type-text-with-summary field-label-hidden"><div class="field-items"><div class="field-item even" property="content:encoded"> <p><em>This is the first in a two-part series.</em></p></div></div></div> Tue, 26 Jun 2012 12:00:56 +0000 Marijka Lischak 824 at http://www.healthpolicyforum.org The New Normal In Health Insurance: High Deductibles http://www.healthpolicyforum.org/post/new-normal-health-insurance-high-deductibles <div class="field field-name-field-post-author field-type-node-reference field-label-hidden"><div class="field-items"><div class="field-item even"><div class="ds-1col node node-author view-mode-author_info_top_of_posts view-mode-author_info_top_of_posts clearfix "> <div class="field field-name-field-author-photo field-type-image field-label-hidden"><div class="field-items"><div class="field-item even"><a href="/author/kaiser-health-news"><img typeof="foaf:Image" src="http://www.healthpolicyforum.org/sites/default/files/styles/120_pixels_wide/public/author_photos/khn_logo_light.gif" width="120" height="48" alt="Kaiser Health News" /></a></div></div></div><div class="field field-name-title field-type-ds field-label-hidden"><div class="field-items"><div class="field-item even" property="dc:title"><h2><a href="/author/kaiser-health-news">Kaiser Health News</a></h2></div></div></div></div></div></div></div><div class="field field-name-body field-type-text-with-summary field-label-hidden"><div class="field-items"><div class="field-item even" property="content:encoded"> <p>By Jay Hancock, Kaiser Health News.</p></div></div></div> Tue, 05 Jun 2012 11:24:57 +0000 Jonathan Orr 806 at http://www.healthpolicyforum.org Physicians Wade Into Efforts To Curb Unnecessary Treatments http://www.healthpolicyforum.org/post/physicians-wade-efforts-curb-unnecessary-treatments <div class="field field-name-field-post-author field-type-node-reference field-label-hidden"><div class="field-items"><div class="field-item even"><div class="ds-1col node node-author view-mode-author_info_top_of_posts view-mode-author_info_top_of_posts clearfix "> <div class="field field-name-field-author-photo field-type-image field-label-hidden"><div class="field-items"><div class="field-item even"><a href="/author/kaiser-health-news"><img typeof="foaf:Image" src="http://www.healthpolicyforum.org/sites/default/files/styles/120_pixels_wide/public/author_photos/khn_logo_light.gif" width="120" height="48" alt="Kaiser Health News" /></a></div></div></div><div class="field field-name-title field-type-ds field-label-hidden"><div class="field-items"><div class="field-item even" property="dc:title"><h2><a href="/author/kaiser-health-news">Kaiser Health News</a></h2></div></div></div></div></div></div></div><div class="field field-name-body field-type-text-with-summary field-label-hidden"><div class="field-items"><div class="field-item even" property="content:encoded"> <p>By Julie Appleby, Kaiser Health News</p> <p>Nine prominent physician groups today released lists of <a href="http://choosingwisely.org/?page_id=13" target="_blank">45 common tests and treatments</a> they say are often unnecessary and may even harm patients.</p></div></div></div> Tue, 10 Apr 2012 12:33:14 +0000 Jonathan Orr 761 at http://www.healthpolicyforum.org Cashews on the Hindenburg http://www.healthpolicyforum.org/post/cashews-hindenburg <div class="field field-name-field-post-author field-type-node-reference field-label-hidden"><div class="field-items"><div class="field-item even"><div class="ds-1col node node-author view-mode-author_info_top_of_posts view-mode-author_info_top_of_posts clearfix "> <div class="field field-name-field-author-photo field-type-image field-label-hidden"><div class="field-items"><div class="field-item even"><a href="/author/robert-f-graboyes-phd"><img typeof="foaf:Image" src="http://www.healthpolicyforum.org/sites/default/files/styles/120_pixels_wide/public/author_photos/robert_graboyes86x92.jpg" width="86" height="92" alt="Robert Graboyes" title="Robert Graboyes" /></a></div></div></div><div class="field field-name-title field-type-ds field-label-hidden"><div class="field-items"><div class="field-item even" property="dc:title"><h2><a href="/author/robert-f-graboyes-phd">Robert F. Graboyes, Ph.D.</a></h2></div></div></div><div class="field field-name-field-author-title field-type-text field-label-hidden"><div class="field-items"><div class="field-item even">Senior Fellow for Health and Economics, National Federation of Independent Business Research Foundation</div></div></div></div></div></div></div><div class="field field-name-body field-type-text-with-summary field-label-hidden"><div class="field-items"><div class="field-item even" property="content:encoded"> <p>The Patient Protection and Affordable Care Act (PPACA) has a thousand pages of moving parts, and the relatively few that have rolled out are shedding sprockets across the landscape.</p></div></div></div> Thu, 16 Feb 2012 12:55:03 +0000 Jonathan Orr 720 at http://www.healthpolicyforum.org The Walmart Opportunity: Can Retailers Revamp Primary Care? http://www.healthpolicyforum.org/post/walmart-opportunity-can-retailers-revamp-primary-care <div class="field field-name-field-post-author field-type-node-reference field-label-hidden"><div class="field-items"><div class="field-item even"><div class="ds-1col node node-author view-mode-author_info_top_of_posts view-mode-author_info_top_of_posts clearfix "> <div class="field field-name-field-author-photo field-type-image field-label-hidden"><div class="field-items"><div class="field-item even"><a href="/author/kaiser-health-news"><img typeof="foaf:Image" src="http://www.healthpolicyforum.org/sites/default/files/styles/120_pixels_wide/public/author_photos/khn_logo_light.gif" width="120" height="48" alt="Kaiser Health News" /></a></div></div></div><div class="field field-name-title field-type-ds field-label-hidden"><div class="field-items"><div class="field-item even" property="dc:title"><h2><a href="/author/kaiser-health-news">Kaiser Health News</a></h2></div></div></div></div></div></div></div><div class="field field-name-body field-type-text-with-summary field-label-hidden"><div class="field-items"><div class="field-item even" property="content:encoded"> Just as Walmart and other retailers shook up the prescription drug business by offering $4 generic drugs, the industry now aims to apply its negotiating and marketing clout to tackle problems that vex consumers and the health sector: unpredictable costs, a lack of primary care doctors and inefficient management of chronic illnesses, whose costs drive the majority of health care spending. </div></div></div> Thu, 12 Jan 2012 13:57:40 +0000 Marijka Lischak 682 at http://www.healthpolicyforum.org Most Consumers Don't Ask About the Price of Health Care Services http://www.healthpolicyforum.org/post/most-consumers-dont-ask-about-price-health-care-services <div class="field field-name-field-post-author field-type-node-reference field-label-hidden"><div class="field-items"><div class="field-item even"><div class="ds-1col node node-author view-mode-author_info_top_of_posts view-mode-author_info_top_of_posts clearfix "> <div class="field field-name-field-author-photo field-type-image field-label-hidden"><div class="field-items"><div class="field-item even"><a href="/author/wendy-lynch-phd"><img typeof="foaf:Image" src="http://www.healthpolicyforum.org/sites/default/files/styles/120_pixels_wide/public/author_photos/Wendy-Lynch-Photo-for-HPF.jpg" width="86" height="92" alt="Wendy Lynch Photo" title="Wendy Lynch" /></a></div></div></div><div class="field field-name-title field-type-ds field-label-hidden"><div class="field-items"><div class="field-item even" property="dc:title"><h2><a href="/author/wendy-lynch-phd">Wendy Lynch, Ph.D.</a></h2></div></div></div><div class="field field-name-field-author-title field-type-text field-label-hidden"><div class="field-items"><div class="field-item even">Director, Altarum Center for Consumer Choice in Health Care</div></div></div></div></div></div></div><div class="field field-name-body field-type-text-with-summary field-label-hidden"><div class="field-items"><div class="field-item even" property="content:encoded"> <p>How interested are consumers in the price of health care services? Results from our Consumer Opinion survey indicate that most consumers have never asked about the price of a health care service before getting care.  Fewer than 30 percent asked about price in the past year. F</p></div></div></div> Fri, 06 Jan 2012 17:54:54 +0000 Wendy Lynch 676 at http://www.healthpolicyforum.org Consumers Add Their 2 Cents to Health Laws Plan Labels http://www.healthpolicyforum.org/post/consumers-add-their-2-cents-to-health-laws-plan-labels <div class="field field-name-field-post-author field-type-node-reference field-label-hidden"><div class="field-items"><div class="field-item even"><div class="ds-1col node node-author view-mode-author_info_top_of_posts view-mode-author_info_top_of_posts clearfix "> <div class="field field-name-field-author-photo field-type-image field-label-hidden"><div class="field-items"><div class="field-item even"><a href="/author/kaiser-health-news"><img typeof="foaf:Image" src="http://www.healthpolicyforum.org/sites/default/files/styles/120_pixels_wide/public/author_photos/khn_logo_light.gif" width="120" height="48" alt="Kaiser Health News" /></a></div></div></div><div class="field field-name-title field-type-ds field-label-hidden"><div class="field-items"><div class="field-item even" property="dc:title"><h2><a href="/author/kaiser-health-news">Kaiser Health News</a></h2></div></div></div></div></div></div></div><div class="field field-name-body field-type-text-with-summary field-label-hidden"><div class="field-items"><div class="field-item even" property="content:encoded"> Starting next March, all insurers and employers will have to make it easier for consumers faced with the ordeal of picking a health plan. Under the 2010 health law, they’ll have to provide health policy information that the average enrollee can understand and use to compare with other plans. </div></div></div> Tue, 28 Jun 2011 04:00:00 +0000 Connie Harich 543 at http://www.healthpolicyforum.org HIT Hit: (PPACA’s Health Insurance Tax) http://www.healthpolicyforum.org/post/hit-hit-ppacas-health-insurance-tax <div class="field field-name-field-post-author field-type-node-reference field-label-hidden"><div class="field-items"><div class="field-item even"><div class="ds-1col node node-author view-mode-author_info_top_of_posts view-mode-author_info_top_of_posts clearfix "> <div class="field field-name-field-author-photo field-type-image field-label-hidden"><div class="field-items"><div class="field-item even"><a href="/author/robert-f-graboyes-phd"><img typeof="foaf:Image" src="http://www.healthpolicyforum.org/sites/default/files/styles/120_pixels_wide/public/author_photos/robert_graboyes86x92.jpg" width="86" height="92" alt="Robert Graboyes" title="Robert Graboyes" /></a></div></div></div><div class="field field-name-title field-type-ds field-label-hidden"><div class="field-items"><div class="field-item even" property="dc:title"><h2><a href="/author/robert-f-graboyes-phd">Robert F. Graboyes, Ph.D.</a></h2></div></div></div><div class="field field-name-field-author-title field-type-text field-label-hidden"><div class="field-items"><div class="field-item even">Senior Fellow for Health and Economics, National Federation of Independent Business Research Foundation</div></div></div></div></div></div></div><div class="field field-name-body field-type-text-with-summary field-label-hidden"><div class="field-items"><div class="field-item even" property="content:encoded"> The 2010 health care law, the Patient Protection and Affordable Care Act (PPACA), hits small business with a barrage of inequities. Among the most egregious is the health insurance tax (HIT) launched by the law’s Section 9010. </div></div></div> Tue, 14 Jun 2011 04:00:00 +0000 Connie Harich 484 at http://www.healthpolicyforum.org Bundled Payment, Transparency, and Market Competition: What's Under Wraps? http://www.healthpolicyforum.org/post/bundled-payment-transparency-and-market-competition-whats-under-wraps <div class="field field-name-field-post-author field-type-node-reference field-label-hidden"><div class="field-items"><div class="field-item even"><div class="ds-1col node node-author view-mode-author_info_top_of_posts view-mode-author_info_top_of_posts clearfix "> <div class="field field-name-field-author-photo field-type-image field-label-hidden"><div class="field-items"><div class="field-item even"><a href="/author/holly-korda-phd"><img typeof="foaf:Image" src="http://www.healthpolicyforum.org/sites/default/files/styles/120_pixels_wide/public/author_photos/holly_korda.jpg" width="91" height="91" alt="Holly Korda, Ph.D." /></a></div></div></div><div class="field field-name-title field-type-ds field-label-hidden"><div class="field-items"><div class="field-item even" property="dc:title"><h2><a href="/author/holly-korda-phd">Holly Korda, Ph.D.</a></h2></div></div></div><div class="field field-name-field-author-title field-type-text field-label-hidden"><div class="field-items"><div class="field-item even">Deputy Director for Strategy and Growth, Altarum Institute</div></div></div></div></div></div></div><div class="field field-name-body field-type-text-with-summary field-label-hidden"><div class="field-items"><div class="field-item even" property="content:encoded"> Bundling provides incentives for providers to differentiate product and price and enables purchasers and payers to compare and contrast offerings. </div></div></div> Tue, 24 May 2011 04:00:00 +0000 Connie Harich 402 at http://www.healthpolicyforum.org New Labels Will Help Consumers Choose Health Plans http://www.healthpolicyforum.org/post/new-labels-will-help-consumers-choose-health-plans <div class="field field-name-field-post-author field-type-node-reference field-label-hidden"><div class="field-items"><div class="field-item even"><div class="ds-1col node node-author view-mode-author_info_top_of_posts view-mode-author_info_top_of_posts clearfix "> <div class="field field-name-field-author-photo field-type-image field-label-hidden"><div class="field-items"><div class="field-item even"><a href="/author/kaiser-health-news"><img typeof="foaf:Image" src="http://www.healthpolicyforum.org/sites/default/files/styles/120_pixels_wide/public/author_photos/khn_logo_light.gif" width="120" height="48" alt="Kaiser Health News" /></a></div></div></div><div class="field field-name-title field-type-ds field-label-hidden"><div class="field-items"><div class="field-item even" property="dc:title"><h2><a href="/author/kaiser-health-news">Kaiser Health News</a></h2></div></div></div></div></div></div></div><div class="field field-name-body field-type-text-with-summary field-label-hidden"><div class="field-items"><div class="field-item even" property="content:encoded"> For the first time, consumers shopping for a health policy will be able to get a good idea of how much of the costs different plans will cover for three medical conditions: maternity care, treatment for diabetes and breast cancer. </div></div></div> Tue, 17 May 2011 04:00:00 +0000 Connie Harich 544 at http://www.healthpolicyforum.org Being a Consumer Isn’t Just About Money, It’s About Choice http://www.healthpolicyforum.org/post/being-a-consumer-isnt-just-about-money-its-about-choice <div class="field field-name-field-post-author field-type-node-reference field-label-hidden"><div class="field-items"><div class="field-item even"><div class="ds-1col node node-author view-mode-author_info_top_of_posts view-mode-author_info_top_of_posts clearfix "> <div class="field field-name-field-author-photo field-type-image field-label-hidden"><div class="field-items"><div class="field-item even"><a href="/author/wendy-lynch-phd"><img typeof="foaf:Image" src="http://www.healthpolicyforum.org/sites/default/files/styles/120_pixels_wide/public/author_photos/Wendy-Lynch-Photo-for-HPF.jpg" width="86" height="92" alt="Wendy Lynch Photo" title="Wendy Lynch" /></a></div></div></div><div class="field field-name-title field-type-ds field-label-hidden"><div class="field-items"><div class="field-item even" property="dc:title"><h2><a href="/author/wendy-lynch-phd">Wendy Lynch, Ph.D.</a></h2></div></div></div><div class="field field-name-field-author-title field-type-text field-label-hidden"><div class="field-items"><div class="field-item even">Director, Altarum Center for Consumer Choice in Health Care</div></div></div></div></div></div></div><div class="field field-name-body field-type-text-with-summary field-label-hidden"><div class="field-items"><div class="field-item even" property="content:encoded"> In a system that generates income by providing more and more services, the only party currently paying attention to the necessary care question is the government and employers. </div></div></div> Thu, 05 May 2011 04:00:00 +0000 Connie Harich 598 at http://www.healthpolicyforum.org Essential Health Benefits: The Secretary’s Joystick http://www.healthpolicyforum.org/post/essential-health-benefits-secretarys-joystick <div class="field field-name-field-post-author field-type-node-reference field-label-hidden"><div class="field-items"><div class="field-item even"><div class="ds-1col node node-author view-mode-author_info_top_of_posts view-mode-author_info_top_of_posts clearfix "> <div class="field field-name-field-author-photo field-type-image field-label-hidden"><div class="field-items"><div class="field-item even"><a href="/author/robert-f-graboyes-phd"><img typeof="foaf:Image" src="http://www.healthpolicyforum.org/sites/default/files/styles/120_pixels_wide/public/author_photos/robert_graboyes86x92.jpg" width="86" height="92" alt="Robert Graboyes" title="Robert Graboyes" /></a></div></div></div><div class="field field-name-title field-type-ds field-label-hidden"><div class="field-items"><div class="field-item even" property="dc:title"><h2><a href="/author/robert-f-graboyes-phd">Robert F. Graboyes, Ph.D.</a></h2></div></div></div><div class="field field-name-field-author-title field-type-text field-label-hidden"><div class="field-items"><div class="field-item even">Senior Fellow for Health and Economics, National Federation of Independent Business Research Foundation</div></div></div></div></div></div></div><div class="field field-name-body field-type-text-with-summary field-label-hidden"><div class="field-items"><div class="field-item even" property="content:encoded"> Beginning in 2014, the Patient Protection and Affordable Care Act (PPACA) hands the Secretary of the U.S. Department of Health and Human Services a joystick – the Essential Health Benefits package – with the potential to rocket small-business health insurance premiums skyward. </div></div></div> Tue, 03 May 2011 04:00:00 +0000 Connie Harich 485 at http://www.healthpolicyforum.org Progress Needed on End-of-Life Care http://www.healthpolicyforum.org/post/progress-needed-end-life-care <div class="field field-name-field-post-author field-type-node-reference field-label-hidden"><div class="field-items"><div class="field-item even"><div class="ds-1col node node-author view-mode-author_info_top_of_posts view-mode-author_info_top_of_posts clearfix "> <div class="field field-name-field-author-photo field-type-image field-label-hidden"><div class="field-items"><div class="field-item even"><a href="/author/janice-lynch-schuster"><img typeof="foaf:Image" src="http://www.healthpolicyforum.org/sites/default/files/styles/120_pixels_wide/public/author_photos/janice_schuster86x92_0.jpg" width="86" height="92" alt="Janice Lynch Schuster" title="Janice Lynch Schuster" /></a></div></div></div><div class="field field-name-title field-type-ds field-label-hidden"><div class="field-items"><div class="field-item even" property="dc:title"><h2><a href="/author/janice-lynch-schuster">Janice Lynch Schuster</a></h2></div></div></div><div class="field field-name-field-author-title field-type-text field-label-hidden"><div class="field-items"><div class="field-item even">Senior Writer, Altarum Institute</div></div></div></div></div></div></div><div class="field field-name-body field-type-text-with-summary field-label-hidden"><div class="field-items"><div class="field-item even" property="content:encoded"> Palliative care is the thorough assessment and treatment of symptoms, attention to the whole person and support for the entire journey we each will face at the end of life. We know palliative care helps. Let's make it standard care. </div></div></div> Thu, 21 Apr 2011 04:00:00 +0000 Connie Harich 501 at http://www.healthpolicyforum.org Preventive Screenings Could be Harmful to Your Health http://www.healthpolicyforum.org/post/preventive-screenings-could-be-harmful-to-your-health <div class="field field-name-field-post-author field-type-node-reference field-label-hidden"><div class="field-items"><div class="field-item even"><div class="ds-1col node node-author view-mode-author_info_top_of_posts view-mode-author_info_top_of_posts clearfix "> <div class="field field-name-field-author-photo field-type-image field-label-hidden"><div class="field-items"><div class="field-item even"><a href="/author/rochelle-sharpe"><img typeof="foaf:Image" src="http://www.healthpolicyforum.org/sites/default/files/styles/120_pixels_wide/public/author_photos/rochelle_sharpe86x92.jpg" width="86" height="92" alt="Rochelle Sharpe" title="Rochelle Sharpe" /></a></div></div></div><div class="field field-name-title field-type-ds field-label-hidden"><div class="field-items"><div class="field-item even" property="dc:title"><h2><a href="/author/rochelle-sharpe">Rochelle Sharpe</a></h2></div></div></div><div class="field field-name-field-author-title field-type-text field-label-hidden"><div class="field-items"><div class="field-item even">Health Policy Forum Contributing Writer</div></div></div></div></div></div></div><div class="field field-name-body field-type-text-with-summary field-label-hidden"><div class="field-items"><div class="field-item even" property="content:encoded"> Consumer Reports, which has been rating everything from cars to coffeemakers for the past 75 years, evaluated a different kind of item earlier this year: heart screening tests. The unprecedented move came after the magazine discovered that more than 40 percent of its subscribers had undergone unnecessary heart testing </div></div></div> Fri, 15 Apr 2011 04:00:00 +0000 Connie Harich 565 at http://www.healthpolicyforum.org